Archive for June, 2009

Educating Yourself With Attention Deficit Disorder Research

June 23rd, 2009

A diagnosis of Attention Deficit Disorder (ADD) carries with it a whole new set of challenges. Suddenly, behavior that was hard to explain now fits within a standard definition of a widespread disorder. More and more children and adults are being diagnosed with Attention Deficit Disorder, and consequently, Attention Deficit Disorder research has become the focus of an entire generation.

For those looking to educate themselves on the signs, symptoms, and treatments for Attention Deficit Disorder, they now – more than ever – have access to readily available Attention Deficit Disorder research. Attention Deficit Disorder research provides an inside look into the signs and symptoms that medical professionals consider when making a diagnosis.

Additionally, with the help of Attention Deficit Disorder research, health care professionals who treat the condition have learned of new and better ways to manage the symptoms for their patients of all ages. Continued Attention Deficit Disorder research has shed an ever-increasing light on the disorder, and consequently has generated new funding and amplified enthusiasm for finding new treatments.

Luckily, the growth of the Internet has allowed Attention Deficit Disorder patients – as well as the parents of children who suffer from it – to easily find all they need to know with one click of the mouse. In addition to ample Attention Deficit Disorder research, those online can find a comprehensive list of those professionals who test for and treat Attention Deficit Disorder in their immediate area.

Additionally, your primary health care provider can provide you with access to the most up-to-date Attention Deficit Disorder research available. If you are interested in learning what current statistics that research has yielded, visit a medical professional well-versed in treating Attention Deficit Disorder.

Because of the widespread focus on Attention Deficit Disorder, you’re likely to find an enormous amount of literature and periodical pieces available on the subject of Attention Deficit Disorder research as well. Gather as much information as you can find to help you on your journey.

And, as is often the case, the most well-informed will often be the patients themselves. Seek out other Attention Deficit Disorder patients or parents who are helping their children. You’re likely to learn an enormous amount about current Attention Deficit Disorder research.

For the millions who suffer from Attention Deficit Disorder, strides made by Attention Deficit Disorder research means much more than medications and more accurate testing; for them, Attention Deficit Disorder research means renewed hope for the future.

Private Loans – The Alternative Education Loan For Students In Need Of Additional Financial Aid

June 16th, 2009

Private Loans – The Alternative Education Loan For Students in Need of Additional Financial Aid

One of Uncle Sam’s greatest gifts to the American student is the Federal student loan program which makes it possible for millions of young Americans to pursue higher education. Visit Here http://deal4all-typeloan.blogspot.com

But Federal student loans may not always cover tuition and expenses 100%. That’s why so many parents and students turn to private student loans to fill in the gap. Private student loans — not just for tuition! All the talk these days is about the higher costs of college tuition. But what often gets overlooked are all of the other college expenses that can make going to college more financially crushing. However, that may not be a problem for you since most private loans can cover virtually all college expenses, including: o Room and board o Off-campus housing o Registration fees o Text books o Laptop/Internet access o Travel expenses to get to and from classes How can you qualify for a private loan? Because private loans are made by private institutions such as a bank or other private lending institution, your ability to get a loan will be based on merit, specifically good credit, essentially, a high enough credit score. The availability of a co-signer with good credit is even better from the lender’s perspective because taking into account a co-signer’s good credit, your combined probability of repaying the loan is higher. So, the lender can be more likely to approve you for a private loan. If you think about it, most consumer loans require collateral, such as a house or a car. If a borrower doesn’t repay the loan, then lender can repossess your property, so it can sell it to recoup the money it had loaned out. In the case of education loans, there really is no collateral; i.e., how can a lender repossess your education? It can’t. That’s why lenders rely on a good credit record, since that is a strong indicator that you and/or your co-signer have a proven track record of repaying on your credit cards or other loans in a timely and responsible manner. Co-signers with good credit can help you qualify for a private loan, lower your borrowing costs and improve your own credit score! Because private loans are based on merit, the rate you receive is based on your credit history and income. If you don’t have one or the other or both, having a creditworthy co-signer can be invaluable. In fact, a co-signer with good credit can help you obtain a private loan with a lower interest rate, saving you a ton of money over the life of the loan. Another added benefit of a creditworthy co-signer is “guilt by association but in a good way.” This means that the timely, responsible repayment of your private loan under a co-signer arrangement will be a positive way to build up your own credit record. Take advantage of private loan benefits Of course the primary purpose of obtaining a student loan is to help you obtain a sound education so you can realize your career aspirations. And using credit wisely is important. That’s why you’re encouraged to seek out as much Federal student aid, grants and scholarships first before applying for a private loan. Private loan application process — get pre-approved in minutes if you qualify! However, once you determine that a private student loan can be a viable alternative funding source to cover your education finance gap, you could be pre-approved for a private loan within minutes of applying! Many times the application process is very simple and can, with most lenders, even be handled over the phone or online. Longer pre-payment terms and no pre-payment penalties can help you better manage your cash flow after college When it comes to paying back your private loans, many lenders give you up to 20 or 25 years to do so. The absence of pre-payment penalties means that as long as you make your minimum monthly payment, you can pay off your loans as fast or as slow as you want within your repayment term. Interest rate discounts can help lower your cost of private loan borrowing even more! Many private loan lenders would like to have your business. So be sure to shop around, and make sure to ask each lender about these and other private loan “borrower benefits” such as: • An interest rate discount for automatic payment from a savings or checking account
• An interest rate discount for simply making on-time payments.
• Little or no origination fees, if you or your co-signer has good credit

Who is eligible for a Private Loan? Keep in mind that each private loan lender has certain eligibility requirements. For most private student loans, you must meet the following criteria: – Must be creditworthy applicant or have a creditworthy co-borrower
- Must be a U.S. citizen, U.S. permanent resident, or international student with a qualified U.S. citizen or U.S. Permanent Resident co-signer
- Must be within age of majority by your state of residence (typically 18 years of age)
- May be a full time, half time, or less than half time (including continuing education) student Types of Private loans What’s great about private loans is that many lenders have a variety of loans that is tailored to fit your specific course of study. The loan name, minimum and maximum loan amounts, and the loan repayment terms are all tailored around the typical needs of the course of study you have chosen to pursue. Undergraduate Private Loans – Just as the name implies, apply for an undergraduate private loan if you’re a college undergraduate, or are attending a career, technical, and trade school in the U.S., at least half-time. Continuing Education Private Loans – This private loan is right for you if you are completing a degree, a certification program or taking classes to further your career or for personal development. A continuing education private loan is available to you if you attend an eligible school at least part-time (less than half-time). Graduate/Professional Private loan – If you have decided to pursue an advanced degree at participating colleges and universities, and planning to attend at least half-time, then this private loan can get you the funds you need to achieve your educational goals. K-12 Education Private loan – If you are a parents or other adult sponsor (relative or friend) of children who attend participating non-public elementary schools, many lenders provide these loans to help cover the expenses. Most lenders provide K-12 education private loans for students who attend private, religious, preparatory, and military or special education schools. Need more money to pay for college? Private loans are here for you! Now that you’ve learned about an alternative way to pay for your college-related expenses, don’t let anything hold you back from pursuing the dreams of success you want. A great education is a wonderful thing and nothing should ever stand in your way of achieving your goals. As you start or continue your education, the availability of private loans offers you an option to fund your education when you don’t know where else to turn for the money you need.Visit Here http://deal4all-typeloan.blogspot.com

The Development of Education in Africa

June 12th, 2009

EDUCATION in Africa has a history reaching back many centuries. Certainly the achievements of the ancient civilizations of Egypt and Ethiopia are well known. Then, early in the first millennium of the Common Era, the Moors and other peoples on the northern fringe of Africa made notable contributions to world education and culture. And during the past 1,000 years the Saharan and sub-Saharan peoples had several centers of learning—Timbuktu, Agadez, Gao, Katsina and Borno, where books written in Arabic were in great demand.

More than 800 years ago at Timbuktu, in Mali, colleges provided advanced education. Katsina, in northern Nigeria, has been a center of learning since before the sixteenth century. It was there that, about 200 years ago, Muhammed ibn Muhammed became noted as a specialist in numerology.

The aforementioned cities were dominated by Moslem culture, and mosques were the centers of learning. However, the cost of learning under the tutorship of the mallams was very high and so few persons could afford it. The educated minority exercised tremendous influence, and were the key administrators, lawyers and clerks. But the majority remained illiterate.

In the non-Moslem, sub-Saharan cultures, education was largely nonliterate, by oral instruction rather than by use of reading material. Educational systems varied from tribe to tribe, and there were different degrees and levels of training, depending on the social and cultural development of a particular tribe. The training covered a fairly wide range, with specialized instruction at different age levels. Each educational system had specific forms of preparation for the roles of individuals in society. A look at the system of education among the Yorubas in precolonial Nigeria illustrates this.

The Yoruba System

Among the Yorubas, training in obedience, etiquette, speech and counting came early in the child’s life and was given within the family circle. Children quickly learned to express themselves in their language. Progressively, they mastered the proverbs, poetry and folklore of the community or tribe. In this way they learned the history and the moral and philosophical attitudes of their people. They had to learn a variety of greetings, recognition of levels of social seniority and the proper etiquette in connection with these. Religious education included training in rituals, sacred festivals and the roles of diviners.

At an early age, children were taught to count up to 20 on their fingers and toes and to do simple addition and subtraction with the aid of stones. As they progressed in knowledge, they were taught weights and measures, the use of cowrie shells (which served as money) and the art of bargaining.

Specialized training for boys focused on farming, working in metals and wood, hunting and the use of herbs and drugs in medicine. Skills were passed on from father to son. Inclination and natural abilities also were considered, and children were encouraged to develop their aptitudes. Therefore, many were apprenticed to artisans outside the family clan.

Girls received training in weaving and dyeing cloth. They learned to make pottery, to plait mats and baskets and to produce cosmetics for use in beauty treatments and hairdressing. They were taught the art of cooking, of brewing beer and of extracting oil from the kernels of the palm nuts. Thus they were prepared for their role as women in the family and the community.

The tribes that had a rural, pastoral or bush culture concentrated more on farming, herding and hunting or fishing. Some educational systems restricted progress into new fields of knowledge by preserving a closed society. Membership usually was restricted to those of certain ethnic origins or religious beliefs. This circumstance contributed toward a stagnation of knowledge. Nevertheless, the education that was provided amply served the needs of those societies.

The Colonial Era

In the wake of the missionary explorer David Livingstone, European missionaries began to increase their activities in Africa in the second half of the nineteenth century. Mission schools started to be set up in towns and villages, and right out in the bush, where students attended in simple loincloths or were completely naked.

These schools were set up on sectarian lines, with Catholics having their own schools and the Protestant religions theirs. This tended to segment the people religiously, and whole areas came to be regarded as the province of a particular religion. Divisions in social levels developed between the literate and the nonliterate segments of each community, and there was a gradual undermining of family influence. Other imbalances were created because traditional patterns of education were being uprooted and were not replaced by any uniform standard.

Still, a start had been made toward widening the horizons of knowledge in Africa. As more people learned to read and write, the knowledge of the world, contained in books, became available even to the remotest tribes. The literate history of non-Moslem, sub-Saharan Africa began to be revived.

Although the people showed aptitude in learning, there were obstacles to overcome. The missionaries usually had to learn the local languages first. Then they had to teach the children in their own European languages, in which books were available. Some did good work in formulating alphabet systems and compiling dictionaries so that many of the local languages could be put into writing. This provided the basis for translating the Bible into many African languages.

In some areas an obstacle was posed by the custom of barring girls from institutional education. When, over 40 years ago, one of the emirs from northern Nigeria visited England, he was impressed at seeing a large girls’ school. He desired a similar provision for the girls of his people. Since the custom was to keep women away from public life, he realized that this would be opposed. So he told his council that he was opening a school in his palace for educating the girls in his household. Within a year the school had 30 pupils, and many of the leading citizens were petitioning the emir to allow their children to attend. A year later, on the pretext that he could no longer tolerate the noise of a school in his palace, he “turned the pupils, teachers, and equipment out into the open town and lodged them in a house adjoining the boys’ school.” (African Challenge, p. 63) Now every primary school in that section of the country is coeducational.

Since children were part of the labor force in each farm family, there was reluctance to lose them to the schools. Gradually, however, as the people recognized the value of the printed page and the advantages of reading and writing, more children were sent to school. So it was in mission schools that many of the outstanding educators and leaders throughout Africa got their early training.

The colonial governments, and the later sovereign governments of each independent state, encouraged the establishment of mission schools, giving financial and administrative help. Provisions were made for more uniform systems of schooling, and additional public and secondary schools and universities were established.

New Education Policies

Since 1970, in a further effort to ensure a more uniform standard of education, the Nigerian government has taken over control of private schools, including mission schools. This has given rise to the problem of adequate moral education in a totally secular school system. Therefore, the authorities have encouraged parents and teachers to provide moral guidance. Efforts have also been made to coordinate the Moslem and indigenous traditional systems of education with modern methods. It is hoped that this will stem the growing tide of unrest, immorality and drug abuse among youths.

In 1976 the Universal Primary Education scheme (UPE) was introduced to provide for free universal education throughout Nigeria. This will give children the opportunity to receive free primary schooling for six years, as well as junior secondary and senior secondary schooling for three years respectively. More schools are, therefore, being provided, and immediate plans are afoot to increase the number of universities to 13.

Adult Education

Because the majority of the adult population is illiterate, the various governments are giving increased attention to adult education. In Nigeria, where the literacy rate is 20 percent for a population of 70 million, the government has established adult education centers in most villages and towns. Many men and women are availing themselves of this opportunity to learn to read and write.

Much progress also is being made in adult literacy programs operating in Kingdom Halls of Jehovah’s Witnesses. By means of such classes, between 1962 and 1976, in Nigeria alone, 15,156 persons have been taught to read and write. Many of these were elderly and thought that they no longer had the ability to learn. They were mostly people from rural areas—farmers, hunters, fishermen, housewives. Their determination to obtain Bible knowledge and to be able to impart Scriptural instruction reawakened their desire to learn. Now they can read and write, and can help in teaching God’s Word to others in their own language and also often in English.

For example, Ezekiel Ovbiagele was trained according to the traditional system of education, but was not taught to read and write. After he received oral Biblical instruction from Jehovah’s Witnesses and was baptized in 1940, he saw the value of learning to read. He enrolled in one of the literacy classes and soon was reading the Bible to others. With further specialized training, he was qualified in 1953 to serve as a traveling overseer, having the responsibility to instruct many congregations in the territory assigned to him. Many others have made similar advancement.

When Jackson Iheanacho first attended meetings of Jehovah’s Witnesses, he was literate only in Efik, his native language. He saw the need to learn to read in English, too, since the meetings were conducted in that tongue. With the aid of the congregation’s literacy class, he achieved this and went on to learn other languages as well. He is now able to read and write seven languages!

The literacy rate among Jehovah’s Witnesses is better than 77 percent. Most of the remaining 23 percent are attending literacy classes, either at their Kingdom Halls or at government centers, and so are in various stages of learning to read and write. They appreciate this program, which is reaching out to more and more people.

Purposeful Education

The value and necessity of education cannot be denied. An editorial in the Daily Times of December 29, 1976, spoke of education as “the greatest investment . . . for the quick development of . . . economic, political, sociological and human resources.” However, not just education, but purposeful education is essential. Modern methods have tended to establish materialistic goals, rather than productive ones. To many youths, the purpose of schooling is to obtain a certificate that will guarantee a prestige job and great financial reward. Parents should guide youths in carefully evaluating the purpose of their schooling. The goal should be to acquire real skills and thinking ability so as to ensure productivity in their adult careers.

It should be remembered, however, that the period of formal schooling is not all there is to the process of education. Parents can make use of preschool and out-of-school periods to instruct their children morally and in other ways that will build their personalities along wholesome lines. Much good can be achieved by using the Bible in inculcating decency, honesty and loyalty in the children.